Fixed Income is an automated, market-neutral trading strategy that provides steady returns regardless of market volatility. The crypto market can fluctuate by 5% or 10% within a 24-hour period, but Fixed Income acts as an anchor to keep your portfolio stable through the storm.
How Strategy Operates
Fixed Income steadily grows your portfolio through cash-and-carry arbitrage:
It automatically purchases spot assets and simultaneously shorts them on the exchange's Futures market.
Earnings are secured using the exchange's funding fee — a commission paid out to futures sellers roughly every 8 hours.
Stoic AI’s algorithm regularly rebalances these long and short positions to mitigate risks and protect capital.
Key Advantages
Figure 1: Stoic Fixed Income historical performance vs Binance Earn USDT Deposit
1. Superior Performance As shown in the chart above, Fixed Income consistently outperforms traditional crypto savings products (like Binance Earn) by capturing high yield from market funding rates while staying fully hedged.
2. Low Risk Historical max drawdown has consistently stayed under 1%, making it one of the safest automated tools in crypto.
Prerequisites to Get Started
To launch Fixed Income, ensure you meet the following requirements:
Futures Trading Enabled: An exchange account with activated Futures trading permissions.
Minimum Balance: A minimum deposit of $500 in USDT (or USD equivalent). Amounts lower than $500 will not allow the algorithm to open hedges efficiently, resulting in poor performance.
Quick Setup Guide
Create or log in to your Stoic AI account.
Top up your exchange account with at least $500 USDT and enable Futures trading.
Select the Fixed Income strategy inside the Stoic app.
Follow the in-app walkthrough to connect your exchange API.
Note: Please do not manually place trades or move funds in your connected exchange account once configured. Manage your portfolio exclusively via the Stoic app.
Frequently Asked Questions (FAQ)
How does performance vary over time? Yield varies with market sentiment. Fixed Income utilizes a base yield of approximately 12% APY, which tends to increase during bull markets (when funding rates surge) and moderate during market contractions.
What happens during a severe market crash? When the market drops, retail traders rush to short futures, which can push funding rates into negative territory (e.g., -0.2%). If funding fees drop significantly, Stoic automatically closes positions to lock in profits and protect your principal.
Which cryptocurrencies does the strategy trade?
Portfolios under $5,000: Trades 1 coin from the top 20 by market capitalization.
Portfolios over $5,000: Spreads allocation across no fewer than 5 coins from the top 50 by market capitalization to optimize funding fee capture.
Is my capital safe? Stoic connects via API with withdrawals disabled. The app can only execute trades on your behalf — it cannot move or withdraw your funds. Furthermore, as an official Binance Broker since 2015, Stoic enforces zero-trust security and risk-management compliance.
Can I withdraw my funds at any time? Yes. You retain 100% control over your exchange account and can add or withdraw funds whenever you wish without lock-up periods or time restrictions.