Stoic manages all funds available in the trading wallets of the exchange account connected to the platform. Depending on the strategy you use, this includes assets stored in your Spot or Futures trading wallets.
Assets stored in non-trading sections of the exchange, such as Funding or Earn accounts, are not used by Stoic. If assets remain in the trading wallet, Stoic may use them when managing or rebalancing the portfolio.
How Stoic Uses the Full Trading Balance
Stoic strategies are designed to automatically manage portfolio allocations.
To operate correctly, the strategy uses the full trading balance available in the connected account. This means the system may rebalance the assets in your portfolio and sell or buy assets when adjusting the portfolio structure. Please note that if your portfolio already contains certain assets (for example ETH, XRP, ADA, or other cryptocurrencies), Stoic may sell them during portfolio rebalancing.
This happens because the strategy adjusts the portfolio to match its target allocation.
If you want to keep specific assets outside the strategy, please follow the options described below.
How to Limit the Amount Managed by Stoic
If you want Stoic to manage only a specific portion of your funds, you can move the remaining assets to a different location. There are two common options.
Option 1. Move funds to another wallet or account
You can transfer the funds you want to keep outside the strategy to another wallet or account.
Examples include:
another exchange account
a sub-account on the same exchange
a personal crypto wallet
Once the funds are moved, they will no longer appear in the trading wallet connected to Stoic. As a result, Stoic will not use them in the strategy.
Option 2. Move funds to a non-trading wallet on the exchange
Most exchanges have sections that are not used for trading.
Examples include:
Funding Account
Earn Account
Savings products
If you move assets to one of these sections, they will no longer be part of the trading balance. Stoic will not detect or use those funds for trading.
Example
Assume your exchange account contains $10,000.
If you want Stoic to manage only $8,000 and keep $2,000 in stablecoins for potential market opportunities, move the $2,000 to a Funding wallet, Earn account, or another exchange account.
Stoic will then manage only the funds that remain in the trading wallet.
Important Note
Stoic can place trades through your exchange API but cannot withdraw funds from your exchange account. All assets remain under your control and responsibility at all times.
Frequently Asked Questions
Will Stoic use all funds in my trading wallet?
Will Stoic use all funds in my trading wallet?
Yes. Stoic uses the full trading balance available in the connected Spot or Futures wallet. If assets remain in the trading wallet, the strategy may use them when rebalancing the portfolio.
Can I keep stablecoins in my trading wallet without Stoic using them?
Can I keep stablecoins in my trading wallet without Stoic using them?
No. If stablecoins remain in the trading wallet, Stoic may use them during portfolio rebalancing. If you want to keep stablecoins outside the strategy, move them to a Funding wallet, Earn account, or another exchange account.
Will Stoic sell the assets already in my portfolio?
Will Stoic sell the assets already in my portfolio?
Possibly. If your account already contains assets such as ETH, XRP, ADA, or other coins, Stoic may sell them during rebalancing in order to match the strategy’s target allocation.
How can I keep some funds outside the strategy?
How can I keep some funds outside the strategy?
You can move the funds you want to keep outside the strategy to:
another exchange account
a sub-account
a personal crypto wallet
a non-trading wallet such as Funding or Earn
Assets stored outside the trading wallet will not be used by Stoic.
Can Stoic access or withdraw my funds?
Can Stoic access or withdraw my funds?
No. Stoic can place trades through the exchange API but cannot withdraw funds from your exchange account. All assets remain under your control and responsibility.
If something is unclear, please contact support through the in-app chat or by email. The team will be happy to assist you.