Creating a Sub-Account on Binance is the recommended way to isolate your trading balances. If you plan to run multiple Stoic quantitative strategies at the same time (for example, Meta alongside Crypto Index), or want to trade algorithmically while keeping personal long-term holdings untouched, you must isolate them using separate balances.
đ¨ Running multiple strategies on a single unpartitioned account causes severe order execution collisions and balance recalculation errors.
đĄ Sub-Account Eligibility & Requirements
Available to Regular Users: Binance allows regular (VIP 0) retail accounts to create up to 5 sub-accounts.
Prerequisites: Your main master account must have completed Identity Verification (KYC) and have Two-Factor Authentication (2FA) activated.
Zero Transfer Fees: Internal fund transfers between your main account and any of your sub-accounts are instant and 100% free of charge.
Step-by-Step Guide to Creating a Sub-Account
Step 1: Navigate to the Sub-Accounts Dashboard
Log in to your main Binance account via a web browser.
Click or hover over your Profile icon in the top navigation bar and select Dashboard.
In the left navigation sidebar, select Sub Accounts.
Step 2: Open the Sub-Account Creation Window
Inside the Sub Accounts menu, open the Account Management tab.
In the top-right corner of the account table, click the yellow + Create Sub Account button.
Figure 1: The Account Management dashboard
Step 3: Choose Your Sub-Account Type
In the setup modal, click the Sub Account Type dropdown menu. You will see three account types:
Figure 2: Sub-Account creation options
Create with virtual email (Recommended for Stoic):
Generates a dedicated sub-account immediately without requiring an additional email address or password. Simply provide an identifiable label (e.g., "Stoic Meta Strategy"). Management is handled directly through your master profile.
(Note: Virtual email accounts are managed via API and master account controls; you cannot log into Binance directly with a virtual email).
Create with email:
Links the sub-account to an independent, active email address not previously registered on Binance. Requires email verification and a separate password.
3rd-Party Custodian:
Designed for institutional off-exchange settlement (OES) frameworks; not required for standard Stoic usage.
Step 4: Configure Permissions & Trading Access
Once created, your new sub-account will appear in your Account Management table. Spot trading is enabled by default.
In the Action / Manage column corresponding to your new sub-account:
Enable Futures / Margin: If you intend to run derivatives-based strategies on Stoic (such as Meta, BTC Yield, or Super Forecaster), ensure you enable Futures access for this sub-account.
Complete any standard one-time risk prompts if requested by the platform.
Step 5: Transfer Capital & Generate Dedicated API Keys
Before connecting to Stoic, allocate your deposit and generate specific credentials:
Transfer Capital: Go to the Asset Management tab within the Sub Accounts menu. Click Transfer, select your transfer route (e.g., Main Account Spot â Sub-Account Spot or USDâ-M Futures), specify your USDT amount, and confirm. Transfers are instant and feeless.
Create API Keys: Open the API Management tab inside the Sub Accounts menu (do not use the master account API menu). Click Create API, select your newly created sub-account from the list, set permissions (Enable Reading, Enable Spot, and Enable Futures if applicable), whitelist Stoic's trusted IPs, and save the credentials.
Frequently Asked Questions
Are there any fees for moving funds between my Main account and Sub-Accounts?
No. All internal asset transfers between your master Binance account and its linked sub-accounts are instantaneous and incur zero blockchain or network fees.
Can I log into the Binance mobile app using a virtual email sub-account?
No. Sub-accounts created via virtual email do not possess individual passwords and cannot be used for direct web or mobile logins. They are designed for API trading and portfolio management through your primary master account. If you require standalone app login access for that balance, create the sub-account using the Create with email option.
Can I connect both my main account and a sub-account to Stoic?
Yes. You can connect your main Binance balance to one strategy and your sub-account balance to a second strategy. Each running strategy requires its own dedicated API key tied specifically to that balance.
How many sub-accounts can a regular Binance user create?
Verified retail accounts (VIP 0) can create up to 5 individual sub-accounts. Higher VIP tiers have expanded allowances.
đ Next Steps
Now that your Sub-Account is created and funded, it's time to connect it to the Stoic app: